In cluster 1, which includes children five to nine years of age, fear of fantasy objects, nightmares, and animals is associated with separation anxiety disorder and specific phobia (animal type). In cluster 2, children nine to 13 years of age, fear of physical things like natural disasters or accidents is associated with avoidant disorder and specific phobias (natural and situational type). Cluster 3 covers adolescents aged 13 to 17; here, fear of inadequacy in behavior, appearance, performance, or other social realms is associated with overanxious disorder and social phobia. In cluster 4, covering 17- to 21-year-olds, fear of personal loss such as close relationships or failing personal standards is associated with panic disorder and agoraphobia.