Survey finds growth in health care premiums outstrips wage growth: Annual premiums for employer-sponsored family health coverage increased to $15,073 this year, up 9% from last year, according to the Kaiser Family Foundation/Health Research and Educational Trust 2011 Employer Health Benefits Survey. The 13th annual survey found that on average, workers currently pay $4,129 and employers pay $10,944 toward premiums. In 2011 premiums increased significantly faster than workers' wages (2.1%) and general inflation (3.2%). Since 2001, family premiums have increased 113%, compared with 34% for wages and 27% for inflation. This year's survey also looked at employers' experiences with newly implemented provisions of the 2010 health care reform law that affect employer coverage. Employers added 2.3 million young adults to their parents' policies as a result of a provision that allows young adults up to age 26 without their own employer coverage to be covered as dependents on their parents' plan. The survey also found that 31% of covered workers are in high-deductible plans. Covered workers in smaller firms (three to 199 workers) are more likely to have high deductibles, with half facing deductibles of at least $1,000, including 28% with deductibles of $2,000 or more. These numbers in part reflect the rise of consumer-driven plans—high-deductible plans that include tax-preferred savings options, such as a health savings account or health reimbursement arrangement. The proportion of covered workers enrolled in this type of plan has doubled, from 8% in 2009 to 17% in 2011. The survey also found that 56% of covered workers are in “grandfathered” plans, which are exempted from some health care reform requirements. To obtain this status, employers cannot make significant changes to their plans that reduce benefits or increase employee costs. The 222-page survey report and supplemental materials are available on the Kaiser Foundation Web site at ehbs.kff.org.